• Article

How to Reduce and Avoid Medicare’s IRMAA

The secret is understanding how to spend and invest your retirement assets to eliminate IRMAA.

  • Article

Article - August 2019 In Review

As we are early in 2022 it’s a good time to reflect on the guiding principles which govern our investment advice philosophy. H&A’s overall basis of investment advice is goal-focused and planning-driven

  • Article

Article - ADV Offer Letter

As we are early in 2022 it’s a good time to reflect on the guiding principles which govern our investment advice philosophy. H&A’s overall basis of investment advice is goal-focused

  • Article

401(K) Investment Options for Mid-Atlantic Verizon Associates

If you are a Verizon associate, you probably are familiar with the 401(k) plan the company offers.

  • Article

The Verizon Corporate Profit-Sharing Award for Verizon Associates

The Verizon Corporate Profit-Sharing Award for Verizon Associates &  guide to understanding Verizon Corporate Profit-Sharing

  • Article

Verizon Retiree Healthcare Coverage Benefits

If you are beginning the process of planning for your retirement, there are steps to take now to ensure your healthcare coverage continues after you retire.

  • Article

Calling the Verizon Benefits Center When You Plan to Retire

When you decide to retire from Verizon, you will most likely contact the Verizon Benefits Center to elect and specify the commencement dates of your pension, health care, and other retiree benefits.

  • Article

Social Security Benefits for When a Husband or Wife Dies

Social Security benefits provide a much-needed financial security net that facilitates a comfortable retirement.

  • Article

What Should I Do if I’m Retiring and Have a Loan against My Verizon 401(k)?

Borrowing from your retirement savings is a quick, affordable, and convenient way of fulfilling your cash needs.

  • Links

Social Security Website

The official website of The United States Social Security Administration. 

  • Links

Retired With H&A? Account View

Online access to your accounts, statements and secure documents. 

  • Links

Medicare Website

The official U.S. government site for Medicare.

  • Memos & Documents

Verizon Benefits Directory

Contact information for the Verizon Benefits Center and other important contacts. 

  • Memos & Documents

Lump Sum or Annuity? Verizon Pension Benefit Choices Explained

Pension-eligible Verizon employees should understand the pros and cons of the annuity option and the lump-sum payout. Learn more. 

  • Memos & Documents

Estate Planning Guide

A helpful guide to help ensure you have everything you need for comprehensive estate planning.

  • Memos & Documents

Tips for Verizon Employees Considering an EISP Offer and Early Retirement

We help Verizon employees considering or taking EISP offers plan for a financially secure retirement. Learn how to get the most out of your EISP.